JUMBO Loans

A jumbo loan, or non-conforming mortgage, allows you to purchase more expensive homes that are above conforming limits.

Are you looking to purchase more home without all the stress? A Jumbo Loan may help make your big purchase a little easier. This loan allows you to purchase a more expensive home that is above the conforming loan limit, set by the Federal Housing Finance Agency. Although Jumbo Loans come with stricter requirements due to the ever changing housing market, they do follow a similar process of conforming loans. If you plan on purchasing a home over the maximum loan limit, this may be your best and only option to do so. 

General Guidelines:

  • Maximum LTV 89.99% for purchase and generally 80% on a rate-term refinance or 75% on a cash-out refinance
  • Primary residence, investment property or second home
  • 1-4 family owner occupied
  • Escrows not required is LTV is 80% or below
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Monthly Mortgage Payments*

*Hypothetical monthly mortgage payments reflect hypothetical Principal & Interest amounts rounded to the nearest dollar amount and do not include insurance, taxes, or other possible fees. These figures and rates are for educational purposes only and do not reflect an official mortgage loan offer.

Need help? Call our award-winning mortgage team at 1-800-3-LOW-RATE

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Capital Mortgage Funding is powered by CMG Home Loans, NMLS ID# 1820

CMG Home Loans is a registered trade name of CMG Mortgage, Inc., NMLS ID #1820 in most, but not all states. CMG Mortgage, Inc. is an equal housing lender. Licensed by the Department of Financial Protection and Innovation (DFPI) under the California Residential Mortgage Lending Act No. 4150025.; AK #AK1820; AZ #0903132; Colorado regulated by the Division of Real Estate; Georgia Residential Mortgage Licensee #15438; Hawaii Mortgage Loan Originator Company License No. HI-1820. Mortgage Servicer License No. MS068. Massachusetts Mortgage Lender License #MC1820 and Mortgage Broker License #MC1820; Mississippi Licensed Mortgage Company Licensed by the Mississippi Department of Banking and Consumer Finance; Licensed by the New Hampshire Banking Department; Licensed by the NJ Department of Banking and Insurance; Licensed Mortgage Banker – NYS Department of Financial Services; Ohio Mortgage Broker Act Mortgage Banker Exemption #MBMB.850204.000; Licensed by the Oregon Division of Financial Regulation #ML-3000; Rhode Island Licensed Lender #20142986LL; Registered Mortgage Banker with the Texas Department of Savings and Mortgage Lending, and Licensed by the Virginia State Corporation Commission #MC-5521. Licensed by the Washington Department of Financial Institutions under the Consumer Loan Act No. CL-1820. CMG Mortgage, Inc. is licensed in all 50 states and the District of Columbia. Offer of credit is subject to credit approval. NMLS Consumer Access (www.nmlsconsumeraccess.org) This site is not authorized by the New York State Department of Financial Services. No mortgage loan applications for properties located in the State of New York will be accepted through this site

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